By
Kelly Bridgewater
I
work in a Financial Aid office at a university.
I
see students that take debt because they have no plan to pay their academic
year bill.
Their
parents did not save anything. They attend colleges all the way across the
country where the student is paying complete out-of-state rate, which is
usually two times as a resident of that state.
Or
students who live in town of the college, but they want that college
experience, so the parents want them to live on campus and pay out for room and
board. At our university, it is $12000 a year.
That
is A LOT of money to live across town.
All
of these students and their parents are willing to take out loans.
I
see some students that do not want to take loans out, but they have no idea how
to pay their bill.
I
see Physician’s Assistants that take out over $50,000 a year in loans because
they have to travel for their clinicals to another state.
None
of these student work.
They
live in the most expensive apartments in town. New cars that they lease but
want all this debt. They are taking them willingly.
So
why as a country should we forgive any loans?
|
debt.org |
No
one is putting a gun to their head and making them take these loans.
I
graduated with my BS and MA with no debt.
My
son, who is a current senior at a university, has not taken out any loans. He
still lives at home and goes to work 24 hours a week. Every paycheck is going
toward his bill. He drives his paid for car and pays the car insurance a year
in advance.
Why
should I, as a responsible adult, have to pay more in taxes to pay back YOUR
student loan debt?
If
you took it out, then YOU ARE RESPONSIBLE to pay it back.
If
you do not want to pay it back, then do not take it out. Go to school closer to
home. Work while attending school part time. Live at home.
No
one is picking up my mortgage and wiping it away. I still have to pay that
every month.
Why
should all these people have their loans forgiven?
If
so, then what about the people that have had their loan paid in full, do they
receive a refund check for the amount they paid off?
Wrong!
No student loan debt forgiven!